:root{--bg:#f7f5f1;--card:#fff;--ink:#16181d;--muted:#5d636e;--line:#e6e1d8;--red:#c8372d;--red-soft:#fbeceb;--green:#1f7a4d;
--green-soft:#e7f4ec;--accent:#16181d;--gold:#b7791f;--r:18px;--shadow:0 1px 2px rgba(22,24,29,.04),0 8px 24px rgba(22,24,29,.06)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}html.noscroll{overflow:hidden}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
a{color:inherit}img{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}
header.top{position:sticky;top:0;z-index:20;background:rgba(247,245,241,.92);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;gap:16px;height:60px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;text-decoration:none;letter-spacing:-.01em;white-space:nowrap}
.logo i{display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:var(--ink);color:#fff;font-style:normal;font-size:17px}
nav.links{margin-left:auto;display:flex;gap:4px}nav.links a{text-decoration:none;color:var(--muted);font-size:15px;padding:8px 12px;border-radius:10px}
nav.links a:hover{background:#ece8e1;color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:48px;padding:0 22px;border-radius:14px;border:0;background:var(--ink);color:#fff;
font-family:inherit;font-weight:600;font-size:16px;line-height:1;text-decoration:none;cursor:pointer;white-space:nowrap;transition:transform .15s,opacity .15s}
.btn:active{transform:scale(.98)}.btn.ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--ink)}.btn.red{background:var(--red)}
.btn.sm{height:40px;padding:0 16px;font-size:15px;border-radius:12px}
header.top .btn{margin-left:4px}
.hero{padding:56px 0 40px}.eyebrow{display:inline-flex;gap:8px;align-items:center;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--red)}
h1{font-size:clamp(32px,5.4vw,56px);line-height:1.05;letter-spacing:-.025em;margin:14px 0 18px;font-weight:800}
.lead{font-size:clamp(17px,2vw,20px);color:var(--muted);max-width:640px;margin:0 0 28px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
h2{font-size:clamp(24px,3.4vw,34px);letter-spacing:-.02em;line-height:1.15;margin:0 0 8px}
h3{font-size:19px;line-height:1.3;margin:0 0 6px}
section.block{padding:40px 0}.sub{color:var(--muted);margin:0 0 24px}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;box-shadow:var(--shadow)}
a.m{display:flex;gap:16px;text-decoration:none;transition:transform .2s,box-shadow .2s}a.m:hover{transform:translateY(-2px);box-shadow:0 12px 32px rgba(22,24,29,.1)}
.num{flex:none;display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--red-soft);color:var(--red);font-weight:800;font-size:18px}
.tag{display:inline-block;font-size:12px;font-weight:700;color:var(--muted);background:#f0ece5;border-radius:999px;padding:3px 10px;margin-bottom:8px}
.m p{margin:0;color:var(--muted);font-size:15px}
.cta{background:var(--ink);color:#fff;border-radius:24px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}
.cta p{color:#c5c9d1;margin:6px 0 0}.cta .btn{background:#fff;color:var(--ink)}
.prog{display:flex;align-items:center;gap:12px;font-size:14px;color:var(--muted);margin:22px 0 0}.bar{flex:1;height:6px;border-radius:9px;background:var(--line);overflow:hidden}
.bar b{display:block;height:100%;background:var(--red);border-radius:9px}
article h2{font-size:24px;margin:36px 0 12px}article p,article li{font-size:17px}
ul.x,ol.ok{padding:0;margin:0;list-style:none;display:grid;gap:10px}
ul.x li,ol.ok li{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px 16px 14px 48px;position:relative}
ul.x li:before{content:"!";position:absolute;left:14px;top:13px;width:22px;height:22px;border-radius:7px;background:var(--red-soft);color:var(--red);display:grid;place-items:center;font-weight:800;font-size:14px}
ol.ok{counter-reset:s}ol.ok li{counter-increment:s}
ol.ok li:before{content:counter(s);position:absolute;left:14px;top:13px;width:22px;height:22px;border-radius:7px;background:var(--green-soft);color:var(--green);display:grid;place-items:center;font-weight:800;font-size:13px}
.risk{background:var(--red-soft);border-radius:16px;padding:18px 20px;font-size:17px}
.flags{display:flex;flex-wrap:wrap;gap:8px}.flags span{background:#fff;border:1.5px solid #f0c9c4;color:#9b2a21;border-radius:999px;padding:6px 12px;font-size:14px;font-weight:600}
.src{font-size:15px;color:var(--muted)}.src a{color:var(--ink)}
.pager{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:40px 0 0}.pager a{text-decoration:none}.pager small{display:block;color:var(--muted);font-size:13px}
.pager .next{text-align:right}
.inline-cta{margin:36px 0 0;border:1.5px solid var(--ink);border-radius:20px;padding:22px;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:#fff}
.inline-cta b{font-size:18px}.inline-cta p{margin:4px 0 0;color:var(--muted)}
.scheme{display:grid;gap:6px}.scheme a{font-size:15px;font-weight:600}
details{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px 18px}details+details{margin-top:10px}
summary{cursor:pointer;font-weight:700;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:"+";float:right;color:var(--muted);font-weight:400}
details[open] summary:after{content:"–"}details p{margin:10px 0 0;color:var(--muted)}
footer{border-top:1px solid var(--line);margin-top:56px;padding:28px 0 40px;color:var(--muted);font-size:14px}footer a{color:var(--muted)}
.q{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow)}
.q h3{font-size:20px;margin-bottom:16px}.seg{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.seg button,.chips button{height:48px;border-radius:12px;border:1.5px solid var(--line);background:#fff;font-family:inherit;font-weight:600;font-size:15px;line-height:1;color:var(--ink);cursor:pointer}
.seg button.on,.chips button.on{border-color:var(--ink);background:var(--ink);color:#fff}
.kinds{display:grid;grid-template-columns:1fr 1fr;gap:12px}.kinds button{height:auto;padding:20px;text-align:left;border-radius:18px;border:1.5px solid var(--line);background:#fff;cursor:pointer;font-family:inherit}
.kinds button b{display:block;font-size:19px;margin-bottom:4px}.kinds button span{color:var(--muted);font-size:14px}
.kinds button:hover{border-color:var(--ink)}
.res{display:grid;gap:10px}.res a{text-decoration:none}.ok-box{background:var(--green-soft);border-radius:16px;padding:18px 20px}
#lead{position:fixed;inset:0;z-index:50;display:none;align-items:flex-end;justify-content:center;background:rgba(22,24,29,.5)}#lead.show{display:flex}
#lead .sheet{background:#fff;width:100%;max-width:520px;max-height:92dvh;overflow:auto;border-radius:24px 24px 0 0;padding:24px 20px calc(20px + env(safe-area-inset-bottom))}
#lead .x{float:right;width:36px;height:36px;border-radius:50%;border:0;background:#f0ece5;font-size:20px;cursor:pointer}
#lead label.f{display:block;font-size:13px;font-weight:700;color:var(--muted);margin:14px 0 6px}
#lead input[type=text],#lead input[type=tel],#lead select{width:100%;height:50px;border-radius:12px;border:1.5px solid var(--line);padding:0 14px;font-family:inherit;font-size:16px;background:#fff;color:var(--ink)}
#lead input:focus,#lead select:focus{outline:0;border-color:var(--ink)}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chips button{height:40px;padding:0 14px;font-size:14px}
#lead .agree{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin:14px 0}
#lead .err{color:var(--red);font-size:14px;min-height:20px}#lead .btn{width:100%}
.done{text-align:center;padding:24px 0}.done .check{width:56px;height:56px;margin:0 auto 12px;border-radius:50%;background:var(--green-soft);color:var(--green);display:grid;place-items:center;font-size:28px}
.hp{position:absolute;left:-9999px}
@media (min-width:640px){#lead{align-items:center}#lead .sheet{border-radius:24px}}
@media (max-width:720px){.hide-m{display:none}header.top .btn{margin-left:auto}.logo{font-size:15px}.grid{grid-template-columns:1fr}.cta{grid-template-columns:1fr;padding:24px}nav.links{display:none}
.kinds{grid-template-columns:1fr}.pager{grid-template-columns:1fr}.pager .next{text-align:left}.hero{padding:36px 0 24px}}